A real sample of this month's top-scored retirement/benefits plans from public DOL Form 5500 filings — scored on fee outliers, participation, and asset growth.
Where to start: the 5 flagged provider_change — they've already switched providers once, shortest sales cycle in this brief and the 3 flagged high_fee — the fee gap vs. peers is a concrete, verifiable number to open the call with. Want next month's brief narrowed further (a specific state, plan type, or asset range)? Just reply and tell me — I'll adjust your filters by hand.
POSTEC, INC. EMPLOYEE STOCK OWNERSHIP PLAN, sponsored by POSTEC, LLC in GA, is a pension plan with $86,984 in assets on its most recent Form 5500 filing. Fees run 6.83% of assets. Participation stands at 0% of beginning-of-year headcount.
The fee gap versus peers of the same size is the easiest number to put in front of the plan sponsor — it's concrete and it's theirs to verify.
USHIP, INC. 401(K) PLAN, sponsored by USHIP, INC in TX, is a pension plan with $14,184,881 in assets on its most recent Form 5500 filing. Fees run 0.44% of assets. Participation stands at 54% of beginning-of-year headcount.
They've already shown they'll switch providers — the sales cycle here is shorter than a plan that's never moved.
STRONGMIND, INC. 401(K) PLAN, sponsored by STRONGMIND, INC. in AZ, is a pension plan with $14,848,174 in assets on its most recent Form 5500 filing. Fees run 0.85% of assets. Participation stands at 65% of beginning-of-year headcount.
They've already shown they'll switch providers — the sales cycle here is shorter than a plan that's never moved.
NEW HARRISBURG TRUCK BODY COMPANY EMPLOYEE BENEFIT PLAN, sponsored by NEW HARRISBURG TRUCK BODY COMPANY in PA, is a health & welfare plan with $131,439 in assets on its most recent Form 5500 filing. Fees run 0.94% of assets. Participation stands at 107% of beginning-of-year headcount.
They've already shown they'll switch providers — the sales cycle here is shorter than a plan that's never moved.
BETHLEHEM PRECAST INC EMPLOYEE BENEFIT PLAN (506), sponsored by BETHLEHEM PRECAST INC in PA, is a health & welfare plan with $283,594 in assets on its most recent Form 5500 filing. Fees run -8.13% of assets. Participation stands at 94% of beginning-of-year headcount.
They've already shown they'll switch providers — the sales cycle here is shorter than a plan that's never moved.
HUCK FINN CLOTHES, INC. 401(K) PLAN, sponsored by HUCK FINN CLOTHES, INC. in NY, is a pension plan with $1,025,254 in assets on its most recent Form 5500 filing. Fees run 0.29% of assets. Participation stands at 85% of beginning-of-year headcount.
They've already shown they'll switch providers — the sales cycle here is shorter than a plan that's never moved.
AZ TRUCK AND EQUIPMENT LLC INSURANCE PROGRAM, sponsored by AZ TRUCK AND EQUIPMENT LLC INSURANC in AZ, is a health & welfare plan with $659 in assets on its most recent Form 5500 filing. Fees run 361.46% of assets. Participation stands at 100% of beginning-of-year headcount.
The fee gap versus peers of the same size is the easiest number to put in front of the plan sponsor — it's concrete and it's theirs to verify.
CALIFORNIA COMMERCIAL POOLS, INC. INSURANCE PROGRAM, sponsored by CALIFORNIA COMMERCIAL POOLS, INC. in CA, is a health & welfare plan with $60,698 in assets on its most recent Form 5500 filing. Fees run 13.03% of assets. Participation stands at 120% of beginning-of-year headcount.
The fee gap versus peers of the same size is the easiest number to put in front of the plan sponsor — it's concrete and it's theirs to verify.
Data is compiled from public DOL/EBSA Form 5500 filings (Form 5500, Schedule H, Schedule I, and Schedule C) — it is not official, not guaranteed complete or current (filings can run 8-16 months behind the plan year they cover), and is not legal, financial, or fiduciary advice. Not affiliated with the Department of Labor or the IRS. No cell/phone numbers are included in this brief; any outreach you make from it is your responsibility under CAN-SPAM/TCPA. Want to pull a plan's full original filing (EIN + plan number from the listing above)? Search EFAST2, DOL's official Form 5500 database.